Products and Services / Group Insurance
A Wide Range of Products

A Comprehensive Choice of Coverages

LS Mutual is a Québec company with a true understanding of what businesses of every size need..

LS Mutual has developed in-depth expertise in managing insurance programs for SMEs. The Company specializes in groups of 6 to 500 lives, but also focuses on professional associations and corporate groups, which represent over 100,000 of its insureds.

LS Mutual offers a full range of coverages:

  • Short-Term and Long-Term Disability Insurance, including the Posaction employee assistance program;
  • Life Insurance as well as Accidental Death and Dismemberment Insurance;
  • Health Insurance, including deferred or direct payment;
  • Dental Insurance,including an optional direct payment service.

In addition to offering all the benefits available in the market, LS Mutual offers its customers value-added services:

  • Posaction Plus - an employee assistance program that offers short-term psychological interventions to help insureds solve their personal problems;
  • Info Juridique - a legal information line that puts insureds in touch with experienced lawyers who can answer any questions concerning civil law;
  • Accès-Santé - a health access line that allows insureds to speak with a health care professional;
  • Travel Insurance and Travel Assistance;
  • Fracture benefits, available at no cost when insurance is renewed for the first time.
  • Direct deposit for all claim payments. Click here for more information;
  • Roadside Assistance program is available to Insureds with Health Insurance coverage as well as to their family members. Click here for more information;
  • Online Health & Wellness Companion a confidential online service that integrates with the Posaction Plus management assistance program included in the group insurance contract. Click here for more information.

Transaction Centre

LS Mutual has developed a variety of tools for its group insurance clients, including an extranet that greatly facilitates the work of administrators, in particular by allowing them to:

  • Electronically fill out enrolment forms;
  • Make changes to insureds and their coverages;
  • View information regarding their insureds.

LS Mutual offers impeccable service in order to address any concerns its clients may have and foster long-term loyalty.

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